Choices 65 (HMO)

Benefit Comparison Overview 2010



Benefit Description Choice 1
(Within Physician Team)
Choice 2
(Within Choices 65 (HMO) Network)
Notes:
*Authorization necessary for certain services
Please note:
This grid is merely an overview of plan benefits and should not be used as a replacement for the Summary of Benefits or Evidence of Coverage.
INPATIENT CARE*
Inpatient Hospital Care
$50/day (days 1-10)
Inpatient Mental Health Care
$50/day (days 1-10)
Skilled Nursing Facility
$0/day (days 1-20)
$50/day (days 21+)
Home Health Care
$0
Hospice
$0
OUTPATIENT CARE*
PCP Office Visit $5 $25
Specialist Office Visit:
(includes chiropractic and podiatry services)
$15 $25
Outpatient Behavioral/
Substance Abuse Care
$15/visit (visits 1-20)
45% coinsurance/visit (visits 21+)
Outpatient Surgery $50 $150/visit
Ambulance Services
$100 for each one-way trip
Emergency Care (waived if admitted to inpatient hospital care)
$50
($5,000 combined maximum for emergency and urgent care services outside the U.S.)
Urgently Needed Care (within U.S.)
$25
Urgently Needed Care (outside of U.S.)
$50
($5,000 combined maximum for emergency and urgent care services outside the U.S.)
Outpatient Rehabilitation Services (includes occupational, physical and speech therapy)
$10 (Medicare limits apply)
OUTPATIENT MEDICAL SERVICES AND SUPPLIES*
Durable Medical Equipment
20% coinsurance
Infusion Therapy
0%
Prosthetic Devices
20% coinsurance
Diabetes Self-Monitoring Training Supplies
$0
Diagnostic Tests, X-Rays and Lab Services
$0
Visitor / Travel Benefit
Coverage for many types of services if traveling or living outside of the service area for up to 12 months ($5,000 annual maximum)
PREVENTIVE SERVICES*
Bone Mass Measurement
$0
Colorectal Screening Exam
$0 (1st exam), $5 for additional exams; unlimited
HIV Screenings
$0
Immunizations
(Flu, pneumonia and hepatitis B)
$0
Mammograms
$0 (1st exam), $5 for additional exams; unlimited
Pap Smears / Pelvic Exams
$0 (1st exam), $5 for additional exams; unlimited
Prostate Cancer Screening Exams
$0 (1st exam), $5 for additional exams; unlimited
Routine Physical Exams
one exam/year)
$5 Not covered
TRANSPORTATION*
Transportation $5/trip for up to 12 one-way trips/year Not covered
ADDITIONAL BENEFITS*
Dental Services
$0 for selected preventive dental services including oral exam, cleaning, dental X-rays (Annual max. of $1,000 applies)
$50 deductible for comprehensive services
Health Club Membership
$0 for health club membership
(including fitness classes)
Health/Wellness Education/Services
Nutritional training, smoking cessation, newsletter, disease management, nurseline
Hearing Services
(diagnostic hearing exam)
$15 for each diagnostic exam;
Discounts on routine hearing exams and hearing aids
$25 for each diagnostic exam;
Discounts on routine hearing exams and hearing aids
Vision Services
$15 for routine eye exam (1 per year) and
$0 for one pair of glasses or contacts per year
PRESCRIPTION DRUG COVERAGE (PART D)
Generic Drugs
$5 for a 30-day supply
Preferred Brand-Name Drugs
$30 for a 30-day supply
Non-Preferred Brand-Name Drugs
$50 for a 30-day supply
(Not covered in the gap)
Specialty Drugs
20% coinsurance for a 30-day supply
(Not covered in the gap)
Mail-order Prescription Drugs (up to a 90-day supply)
Two copays for 90-day supply

 

Peoples Health Network is the administrator for Peoples Health, Inc.
Peoples Health is a Medicare Advantage organization with a Medicare contract.

http://www.urac.org/directory/DirectorySearch.aspx?name=peoples+health


H1961_PHWEB_010510
Last Update: June 28, 2010