Secure Health (HMO)

Benefits Comparison Overview 2010

Benefit Description Choice 1 (Within Physician Team) Choice 2 (Within Secure Health (HMO) Network)
Notes:
*Authorization necessary for certain services
Please note:
This grid is merely an overview of plan benefits and should not be used as a replacement for the Summary of Benefits or Evidence of Coverage.
INPATIENT CARE*
Inpatient Hospital Care $0 $150/day (days 1-3)
Inpatient Mental Health Care
$0
Skilled Nursing Facility
$0/day (days 1-20); $50/day (days 21+)
Home Health Care
$0
Hospice
$0
OUTPATIENT CARE*
Primary Care Physician Office Visit $0 $25
Specialist Office Visit (includes chiropractic and podiatry services) $0 $25
Outpatient Mental Health / Substance Abuse Care
$10/visit (visits 1-20); 45% coinsurance/visit (visits 21+)
Outpatient Surgery / Surgery $0 $150/visit
Ambulance Services
$25 for each one-way trip
Emergency Care
$50
($5,000 combined maximum for emergency and urgent care services outside the U.S.)
Urgently Needed Care
$10
($5,000 combined maximum for emergency and urgent care services outside the U.S.
Outpatient Rehabilitation Services (includes occupational, physical and speech therapy)
$0 (Medicare limits apply)
OUTPATIENT MEDICAL SERVICES AND SUPPLIES*
Durable Medical Equipment $0 5% coinsurance
Infusion Therapy
$0
Prosthetic Devices $0 5% coinsurance
Diabetes Self-Monitoring Training Supplies
$0
Diagnostic Tests, X-Rays and Lab Services
$0
Visitor / Travel Benefit
Coverage for many types of services if traveling or living outside of the service area for up to 12 months.
PREVENTIVE SERVICES*
Bone Mass Measurement
$0
Colorectal Screening Exams
$0 (unlimited)
HIV Screenings
$0
Immunizations (pneumonia, flu and hepatitis B)
$0 (unlimited)
Mammograms
$0 (unlimited)
Pap Smears and Pelvic Exams
$0 (unlimited)
Prostate Cancer Screening Exams
$0 (unlimited)
Routine Physical Exams (one exam/year) $0 Not covered
PRESCRIPTION DRUG COVERAGE - Copays may vary based on member's Extra Help status*
Generic Prescription Drugs
Depending on income and level of extra help or state assistance:
$0, $1.10 or $2.50
for a 30-day supply
Brand-Name Prescription Drugs
Depending on income and level of extra help or state assistance:
$0, $3.30 or $6.30
for a 30-day supply
Specialty Drugs (unlimited)
Depending on income and level of extra help or state assistance:
$0, $3.30 or $6.30
ADDITIONAL BENEFITS*
Hearing Services (diagnostic hearing exam) $0 for each diagnostic exam;
Discounts on routine hearing exams and hearing aids
$25 for each diagnostic exam;
Discounts on routine hearing exams and hearing aids
Vision Services $15 for routine eye exam; $0 for 1 pair of glasses or contacts per year
Health Club Membership
$0 for health club membership
(including fitness classes)
Health/Wellness Education/Services
Nutritional training, newsletter, disease management, nurseline, smoking cessation
Transportation Services
$5/trip
(up to 48 one-way trips/year)
Dental Services
$0 for selected preventive dental services, including oral exam, cleaning, dental X-rays.
(Annual max of $1,000 applies)
$50 deductible for comprehensive services

 

Peoples Health Network is the administrator for Peoples Health, Inc.
Peoples Health is a Medicare Advantage organization with a Medicare contract.

http://www.urac.org/directory/DirectorySearch.aspx?name=peoples+health


H1961_PHWEB_010510
Last Update: January 05, 2010